![]() ![]() ![]() It helps you to know the loan tenure that suits your budget.You know the total amount that needs to be paid and the rate of interest charged.By knowing the EMI amount, you can plan your budget and spending.An EMI calculator calculates the amount you need to pay as EMIs in seconds. ![]() Where, E = EMI, P = Principal amount, r= rate of interest and n = Tenure in months. Formulaīy using the given formula one can calculate the EMI of the amount, Check the formula here: E = P × r × ( 1 + r ) n ( ( 1 + r ) n – 1 ) When you give this data in the EMI Calculator, it calculates the data as per the formula of EMI calculation, and within seconds, you’ll get the EMI you need to pay monthly. It requires data like the principal amount, the rate of interest charged on that amount and the time you can return the amount in instalments. Tenure of the Loan: It is an agreed loan repayment time frame between the borrower and the lender.ĮMI Calculator is a device that uses mathematical formulas and calculations to find out the EMI’s of the given data.Interest Rate: It is a rate at which the interest is charged on the amount borrowed.Loan Amount: This stands for the total amount or the principal amount that the individual has borrowed.Factors affecting EMIĮMI of a loan have three major factors on which it depends: However, as we go forward with the loan tenure, the portion of the interest repayment portion reduces and the principal repayment portion increases. The interest portion adds the major portion of the EMI payment in starting stages. The good thing about EMI payments is that it includes both principal and interest of the loan amount. EMI stands for Equated Monthly Instalment, the monthly payments of a fixed amount that we pay for the loan taken. Whenever we discuss loans, the first word that hit our mind is EMI. ![]()
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